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Fannie Mae Apartment Loans



Fannie Mae apartment loans are generally for affordable and market-rate rental housing. Fannie Mae operates throughout the United States, in all markets and basically in all economic conditions.  Without the backing of Fannie Mae many apartment loans, especially in this credit crisis would not close and investors would have few finance options.  


Fannie Mae provides financing for apartment buildings,

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or cooperatives with five or more units.  To be clear, Fannie Mae does not fund or originate loans, but instead depends on a network of lenders and banks (like us) to produce loans that fit their guidelines.  What Fannie Mae does do is provide the market with liquidity by buying loans from these banks/lenders, so that they have the cash to go out and originate and fund another loan request.  

Though working with any government agency tends to add a layer of bureaucracy to the process, it is important for investors to realise that Fannie Mae loans are currently the most reliable source of capital and that they are constintly striving to improve their systems and processes. 

Fannie Mae Affordable Multifamily Loans

Fannie Mae focuses a lot of their attention on affordable multifamily loans through investments in properties that qualify for federal housing tax credits. Working with both nonprofit and typical for-profit borrowers, Fannie Mae provides the liquidity needed for for these types of building types/loans which are often difficult to fund on a conventional basis. 

All in all Fannie Mae loan are reliable, competitive, and provide high leverage for loans from $400,000 + in virtually all markets in the nation. 
If your are considering purchasing or refinancing an apartment loan we want to talk with you.  We have the experience and expertise to get your loan closed even in this difficult market.  Fill out our pre approval form so that we can provide you with meaningful answers.

Loan Pre Approval