Senior Housing Loans 

One of the most reliable source of capital for senior housing loans, remains Fannie Mae.  They offer high levels of leverage, up to 75% and debt coverage ratios as low as 1.35.  Transaction with tax exemptions, can qualify for even more aggressive underwriting standards, such as 80% loan to values and DCR to 1.30. 

It is important to keep in mind that Fannie Mae does not originate or directly fund senior housing loans but rather depends on companies such as ours to close the transactions.  After the loan is funded they buy the debt on the secondary market and create the needed liquidity for the funding lender. 

Assisted Living Loans

As far as terms, borrowers can expect fully amortizing loans with schedules up to 30 years.  Minimum loan amount of $500,000 and interest rates can be fixed or adjustable.  Borrowers must have solid experience and a minimum of 5 years is preferred. 

We have the experience and industry knowledge to close your assisted living facility loan.  Fill out our pre approval form so that we can provide you meaningful answers.